Insurance

Insurance & coverage

Care that works with your coverage.

We are in-network with most major insurance plans in Maryland. Our intake team will verify your benefits before your first session so there are no surprises.

We Accept Insurance

We’re in-network with several providers — check your coverage easily.

CareFirst BCBS
United Healthcare
Aetna
Cigna
Maryland Medicaid
How verification works

We handle the boring part.

You should not have to call your insurance company to figure out if therapy is covered. We do it for you.

Tell us your insurance plan

Tell us your plan

Share your insurance details on the contact form or your consult call.

We need plan name, member ID, and date of birth — that is it.

We verify your insurance benefits

We verify benefits

Our intake team confirms your copay, deductible, and session coverage with your insurer.

Usually completed within one business day. You will get a clear breakdown.

You know your cost before your first session

You know your cost

Before your first session, you have a clear understanding of what you will pay.

No mystery bills, no surprises. If self-pay is a better fit, we will tell you.

Common questions

A few honest answers.

What if you are not in-network with my plan?

We offer self-pay rates and can provide a superbill (an itemized receipt) for you to submit to your insurer for out-of-network reimbursement. Many plans reimburse 50–80% of out-of-network therapy.

How much will I pay per session?

It depends on your plan and deductible. Typical copays range from $0 to $50 per session for in-network care. Our intake team gives you a clear breakdown before your first session.

Do I need a referral?

Most plans do not require one for outpatient mental health care, but a few HMO plans do. We will verify and let you know.

Can I use my HSA or FSA?

Yes. Therapy is a qualifying medical expense. Your HSA or FSA card can be used directly, or you can submit superbills for reimbursement.

What does self-pay cost?

Our self-pay rates are competitive for Maryland and we offer a sliding scale for clients who qualify. Reach out and we will walk you through it on the consult call.

Ready when you are

Let us check your coverage.

Tell us your plan and we will verify your benefits within one business day.